GE Money Bank is a financial services company. The company is headquartered in Stamford, Connecticut. The bank specializes in providing of personal banking that include credit cards servicing, different kinds of loans: home loans, auto loan, student loans, healthcare loans; and Identity Theft Protection program. GE Money Bank provides money education to help the clients to learn about budgeting, banking, borrowing money, saving and so much more. GE Money Bank offers credit protection, sales finance, project financing, etc.
GE Money Bank is a subsidiary of general Electric Capital Corporation. Besides, GE Money Bank is a member of the Federal Deposit Insurance Corporation. |
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Consumer Rating: 146 Review Points
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Credit Cards
A credit card is a system of payment. It is named after the small plastic card. The card is issued to users of the system. The issuer lends money to the user to be paid later to the merchant. It is different from a charge card, since it does not require the balance to be paid off in full each month. It allows the consumer to 'revolve' his/her balance with the interest being charged.
Almost all credit cards are issued by local banks or Credit Unions. They are of the same shape and size as indicated by the Standard. Credit cards are issued after an account has been approved by the credit provider. The validity of the card is verified using a credit card payment terminal or Point of Sale (POS) system.
Sometimes poor security level of the credit cards and/or credit card systems can provide different possibilities for fraud. There's even such a things exist as a black market for stolen credit card numbers, which are usually used quickly before the cards are reported stolen. But amazingly enough the main reason for all these frauds and security leaks are the card holders themselves, so be aware!
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