GE Monybank- Harassment from India

My wife is having the same problem with one of her cards that is funded by GE Money Bank. She even threatened to go to an attorney. Before we had retained an attorney, they sent her a letter demanding the name of her attorney or GE money bank would start legal action. i am not listed on this particular card but as she was telling me what GE Money bank was doing, I became involved in this issue. 

Anyone interested in organizing against GE Money Bank

I never even had a GE money card and these guys call me five and six times a day saying I need to get a police report to get there calls to stop. I have asked them many times to please send me the contract that I signed for a credit card. They tell me that the burdin of proof is on me. I have never applied for a credit card from GE so what do I prove. I want them to prove to me that I owe this money and they won't and they just keep calling all times of the day and night. I am so tired of this..

Does that mean that we have to pay the amount that they are asking for on the bill????? This is my parent's bill so i am concerned!

GE Money is by far the most under handed card company I have seen. I also have not recieved bills or they come late after the due date. I call they tell me it was sent on such and such date it also must have been the mails fault but it's funny every one else seems to get there statements out on time and to the consumer in reasonable time. They are the most harrassing company too I have recieved calls all day long and 99% of the time it was already payed DUH!. Plus I caught them holding payments back so they would be late and they could charge their 39.00 late fee this happened several times , they informed me it was because it takes 10 days to process the checks funny thing is it wasnt a check it was a direct transfers from the bank and I had records to back the days I sent and they where well before the ten days. I have made a promise that when each card I have gets payed off I am cancelling each one that has anything to due with Ge Money. I think We all should boycott GE_Money if we all stand together we can hurt the company where it counts the wallet!

One other thing, it is illegal for any company to call more than three times in one day, but there were at least 4 company names calling for the same account with GEMB. Four different 1-800 numbers were calling my home and they called every 15 minutes! No exaggeration.

GEMB has been the worst company I have ever had to deal with. I went through care credit when my puppy became ill. I had to put him in the hospital for a week. I made my payments every month for over a year, with the exception of one payment. I was charged a late fee, which I paid and I even doubled the payment. A couple of months later, I paid them check by phone. I was assured the payment would be credited on time because it was 5 days before the due date. It wasn't. The due date was on the 11th and they held the payment until the 12th. We argued over this but they finally agreed, thankfully, that they had the payment on time and removed my late fee. However, the next month, I was sent a statement dated for the 4th (After I had discussed with them that I am only paid once a month on the 1st and sometimes it is later depending on the day the 1st falls on). Well, of course, that payment couldn't be made on time, so they tacked on a $39 late fee, increased my interest to 29% and more than doubled my minimum payment amount. Before my first late payment, I requested a later due date because of my payment methods, they would not grant it... actually the young lady I spoke with was very rude. I was really shocked to have someone treat me that way as I was paying on time and only wanted to ensure that I continued to do so. 

Needless to say, they ruined my credit. Every time it was late, it was reported to my credit bureau. Fed up with this, I stopped paying and told them that when they were ready to let me know how much I owed them that I would pay it off. We settled 5 months later for a lesser amount and it will be on my credit for 7 years. Please people, don't get involved with this bank. They are only out there to mess you up and steal your money.

It is actually illegal for ANY company to call you more than 3 times in a 24hr period, its also a $15,000 fine if you specificly say "DO NOT CALL ME ANYMORE" and they continue to do so.

I share the experience as many of you on this board. Some guys from India have been calling me 10-20 times a day for a late payment that I did not even get a statement for????? These guys must be punished for the types of calls they make for they think it's a joke to call someone, disguise their names and talk with the kind of rudeness they do. GE must be ashamed of working with such outsourced agencies in the first place. I am an Indian, I can immediately make out when I hear the accent from what region of India they are calling from. Yet there guys disguise their real names and throw some names like "Michael Smith". I get a call from a guy from another continent who has all my information, but he can disguise his name and pretend as if he is calling from the US? GE *** up company, never will I buy your product or sign up for your credit cards? *** moronic bastards GE executives trying to save money and hire *** 3rd rated calling agencies who they must be paying *** 10cents an hour and transferring all our personal information.

I'll be damned if I ever give a foreigner debt collector the time of day. If you want to talk to me, you better be an American citizen living and working in America. If not you can go to ***.

why do you expect people from other countries to speak english the way you americans do? first off, it's not our first language, so we will never sound like you, americans. but the mere fact that we can speak it and that we got the job, that means we have the capabilities & the intelligence to speak english. we won't ever expect you either to have the same sound when the time comes that you also have to learn our language. we understand how upset you are with collection calls...there's short of funds that's why you got behind or maybe you just overlooked the account. it's just an outlet on your part as deliquents to let it out with debt collectors. but please, let's all be realistic...most customer service & telemarketing jobs are already out-sourced to india and the philippines so you don't have any choice but to deal with us. Unfortunately guys, God did not just create americans...there are Asians too, who at this point in time are making their marks in the world too so being arrogant at this critical times will never help. 

 

it's a domino effect...if you don't pay your creditors, there will be a major reduction in revenue and that will cost jobs for those working in those banks. if that happens, then there will be an increase again in unemployment, decrease in consumption and so the other stores/establishments will need to close down too since there is a decrease in profit as well...and so on... 

 

again, don't let it out to debt collectors, if you hadn't been deliquent then of course, no collection calls!