Ge Money Bank
Reviews and Complaints

I have several of their cards and have never had any problems with them if you pay your bill on time as for the charge they were charging your doctor all credit cards charge the retailer a fee normaly from 3 % to 9 %depending on the card provider thats how they make money on people like me who pay their balance in full every month

I just read the comment about somebody being mean spirited and vindictive. Why did this person keep repeating the same words over and over?

Does that show the person's character? Does this person know the Gaved person personally?

What brought about Gaved being upset in the first place? Has anybody else that has commented on this whole mess repeated the same mantra four or five times?

I know Cyndi Gaved personally and she is neither mean or vindictive. She was afraid her credit report was going to be impacted.

To her great relief it wasn't. For anybody that doesn't realize it, Ms. Gaved had a serious accident three years ago and almost died. She lost her job because of that injury two years ago.

She pretty much was told she couldn't do the job anymore. Fortunately she got a disability. This woman has been through *** and back.

Maybe her emotional reaction was over the top and could have been racheted down a little, but try having a concussion, black out and memory loss, and all the other things that happen when a person almost dies. A person like this is not vindictive and mean, they are trying to figure things out and put their shattered life back together.

I am not meanspirited and vindictive. I am not screwing over anybody.

My only comment is that I was shocked and distraught by the tone of the letter. Doing customer service myself, I know how to treat people. There are many people out there that are in real trouble and are very upset that have lost everything. I lost a lot and had an accident besides.

I have tried to work with everybody and all these people had to do was call me and ask me what the problem was. People are under stress. I understand this is a company and they want their bills paid. So, anybody or anything that says I am meanspirited is fall and not written by me.

My object was to try and let other people know what kind of treatment I got. Check out the comment written by Travis and check out the other complaints against them. Even an employee that works in my own financial institute was ill treated and knew about the reputation of this bank.

I don't plan to make any more comments. It is done and over with.

Had the same thing happen to me. They are after the money thats all it is.

I sometimes wonder if the credit card companies want people who barely pay and eek by.

To heck with the good consumer. Very frustrating!!

Send a complaint letter to the BBB of Ohio, the Office of Thrift Supervision and the Federal Trade Commission. These agencies do respond and GE's nefarious business practices need to be identified officially.

CareCredit is rip-off: they sell the product telling at beginning in the brochure of that is 0% interest, but at the end of the brochure say that "for new accounts: purchase APR is 26.99% and minimum interest charged is $2.

I got a letter from them that I was late / I never was I paid it off 3 month earlier/ so they reduce my credit to less then half. What a b..... company.

Care Credit does something sneaky. They bill you an average daily balance AND the APR.

You end up paying half your monthly pymt in interest. If you owe 5 grand, by the time you are done, you have paid 10 grand. Switch to Compass Bank and do a balance transfer. I just saved myself thousands of dollars by dumping Care Credit.

People with no other credit are getting SCREWED.

A TOTAL RIPOFF!!!!!!!!! all the complaints are accurate and I also got charged late fees for paying after 5pm est- how can they sleep at night! crockery at their best

I agree also - Care Credit GE Money Bank changed my monthly due amount several times and never notified me. I had previously set up what they said was a minimum payment and so they started racking up penalties, interest and then they changed the due date and didn't tell me - so I got late charges for a year and was never notified.

I forgot about the 12 month no interest deal and was a few wks late so I got charged the entire interest for the previous year. I recommend NO ONE use them ever at all!

GE Money Bank is a HUGE ripoff!! We bought tires 6 mos same as cash and I set the payments up automatically.

Two months after it was PAID OFF I get calls re the balance due. Not only do they say we owe a $30 late fee, they say we owe $139!! Not possible. I cannot access my online statements, only can select various payment options.

Call customer service and i'm transferred 3 times, finally told the statements will be MAILED to me.

No english and very rude people too. SEriously, don't use this card!!!

Oh My God. I could not belive they charge me an late fee for not paying it off 1000.

what in the world?? There has got to be something we all can do. They are worse then a loan shark!!!

This can"t be right what they are doing. :(

I agree. I hadn't recieved a bill for 2 months.

All of a sudden I received one in the mail that states that I owed two late charges. I called up customer service which took 20 min. and of course the person couldn't speak a lick of English. they told me that I signed up for electronic payment...which I never do.

The best that they could do was *** one months late fee, not two because of "Company policy" I told them that their company sucked and so did their policy.

Agruing the point that I didn't sign up for anything got me nowhere, so I told the person that I hoped that she would get syphilis and hung up the phone. That was the most satisfing part of the call.

i have ge money care credit account it is set up to my bank account to do payments well i checked my credit report and it states my account is closed so i call ge money and they tell me my account has been closed but they cant give me a reason ....now when i go to my account online it states i still have a credit limit with available credit its a rip off they ruin your credit and they change there story everytime you talk to someone i had a baby and had to quit my job so they had put me on this plan to help i have 9% intrest rate and payments took from my bank account every month i have copies of all the agreements but they told me completely different story now even when i have papers to prove everything they told me when i went into the hardship program it automatically closes your account now remember i have the paper that states while in the program you cant charge anything after six months of being in the program your interest rates return to normal and all privlages are restored but they tell me thats not how it works now THEY LIE :(

whatever happened?

I confirm what Sparky 70 experienced.

"Deferred Interest Charge" means that they will charge you as they want, and you will not realize it. Charge was 313, they offered me Interest free for a year, with "deferred interest charge", same thing, right! When the bill arrived, it showed 343 instead of 313, for a year. This means 9% APR!

I made first payment online and established connection. They attached some bogus services and bogus charges to the second payment. I called them and asked to drop these fees and charges. They did, but when I made the second payment, they took the money, returned them back and charged me late fee. On top of everything, they are very difficult to contact.

They are just a bunch of criminal crooks.

Stay away from anything GE!

Nick

Crash your plane into their building that should make you feel better!!!

They say no interest for one year. If you are late you will have to pay, maybe 11 to 19 percent.

As soon as I got the card I used it and my first bill has it raised already to twenty something percent interest if I don't pay. I pay more than double my minimum, clearly I'm not high risk, but by the third bill they;ve got me at 29 percent if I don't pay before the year is up.

This is fraudulant. They tell you A RELATIVELY normal interest to suck you in and arbitrarily raise it every month. They say you can cut up the card if you don't agree to the change, but then everything is due right then. If you had the money, you wouldn't have borrowed, so they have you. It's called usury, I think.

They do whatever they can to mess you up. they change their bill every month, send you letters to make you panic and refuse to explain (WHAT has happened with my credit? I wrote them five letters asking them to clarify and got the same form letter back, though on the phone a woman did accidentally admit they send that "something's up with your credit" letter to everybody.)

I just sent in my last payment and I sent it certified so I can prove it wasn't lost or late because I would not put it past them. They S#ck. I won't recommend them or use them ever again, never, ever. Swindlers and tricksters. Read all your bills carefully. Pay them, and cancel that *** at YOUR request, send a copy to the credit bureau and keep your own and good riddence.

Anyone they already got paying twenty times over what you owe just declare bankruptcy now, you'll never get out. BOYCOTT Care Credit and ALL GE Money products.

Care Credit is the biggest rip off in the industry. Our dentist uses this garbage.

I think that the GE Money Bank must be giving kickbacks to Dentists that refer them. I quit using this Dentist, but my wife still insists on going to him. In Dec 09 he told her that she needed 2 new crowns. We have dental Ins,but because this guy is not in our "network" and crowns are considered cosmetic and therefore not covered.

He then dropped the 2000 dollar bomb on us to which I told my wife that we could not afford $2000 at 28% interest and she could get the tooth that was bothering her pulled. When she told the Dentist this he must have felt guilty because he replaced the crowns free. I almost fell over dead. Last week I received a notice from Care Credit that our interest rate was going up to 29% and that if we did not start using the card we would be dropped.

Does that make sence?

It took us almost 2 years to pay off the work that was done when my wife got talked into this BS in the first place. Stay far far away from this bunch of thieves.

HOLY BEJESUS I never thought I would see the day! After contacts via emails/phones/faxes/snail mails/all evidence they requested again and again/ and TWO police reports -- TO NO AVAIL!!!

ABOUT TIME!

I have a report with the FTC and the BBB on them. LETS DO IT!!!!