I applied for an application in my husbands name and when it came to verify identity it asked about a family member owning property in a state. Well there are two family members with that name , one is dead and the other never owned anything.
Denied! So I applied, both my husband and I have awsome credit by the way. When it came to verification it asked when I became owner of my house, wrong dates and then last option was I was never owner of this property. OK, So none of the answers are correct , meaning there is no right answer available- DENIED!
I called to find out where the *** they are getting these verification questions and was told through public records NOT credit bureau's! Well public records are known for false information and a there can be a thousand people with your family member names.
End result, both our credit scores will be hit for these applications and I am royally pissed off!!