These people are such scumbags..I had gotten a credit card from PC Richards ( big mistake, yes, I know). I was paying the card on time and all was well, I lost my job, and I missed a payment or two.
I called to let them know that I had become unemployed and to see if they had some sort of a payment plan option. I was no, they did not, and that they could only waive one fee a year, and I had already received on e waiver. HUH?????
I called several times, spoke to several different people, managers, supervisors, even tried to contact their corporate headquarters. I received a letter from a legal agency telling me that I was being sued and to check the records for my county courthouse.
I did, and yep- these people had the nerve to actually file a civil court case. Most of that amount are all of the fees that they tacked on, and believe me- they will hear me loud and clear.